About Us

Joel Ohman, Founder, CFP®

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florida.

Joel has been mentioned in many different online and print publications including AOL.com, BusinessInsider.com, ChicagoTribune.com, Inc.com, OppLoans, HavenLife, BestCompany, National Christian Foundation to name a few as an insurance expert.

Leslie Kasperowicz, Farmers CSR for 4 Years

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insurance niche. Leslie has been quoted in publications that include Reader’s Digest, Fox Business, and the Washington Post.

Laura D. Adams, Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers, listeners, and loyal fans benefit from her practical advice.

As a professional accountant and financial analyst for several companies, Laura is a trusted source on various finance topics for TV, radio, online articles, and print publications. She’s been featured on most major news outlets, including ABC, Bloomberg, CBS, Consumer Reports, Forbes, Fortune, FOX, Money, MSN, NBC, NPR, NY Times, USA Today, US News, Wall Street Journal, Washington Post, and more.

Her mission is to empower consumers to live healthy and rich lives by making the most of what they have, planning for the future, and making smart money decisions every day. She received an MBA from the University of Florida and lives in Vero Beach, Florida.

Sara Routhier, Director of Outreach

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world of insurance.

Her work has been featured on: CBS, Denver Post, DriversEd, ESPN, Finance101, Finder, FOX5, Legal Advice, MSN, PrettyMotors, SeattleTimes, StarTribune, USA Today, WalletHub, Yahoo Finance, and the Zebra.

Melanie Musson, Published Insurance Expert

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in sustainability, automation technology, and vehicle safety.

Her industry expertise has been featured by The Penny Hoarder, in an e-book by Best Companies, by Forbes, Yahoo!, The New Yorker, Oprah, Fox Business, U.S. News, and Dollarsprout.

Maria Hanson, Insurance and Finance Expert

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability.

Maria has expanded her scope of expertise to home, health, and life insurance. She consults on home maintenance, property improvement, and health care. In her spare time, she travels, camps, gardens, and volunteers in her community.

Laura Gunn, Insurance and Finance Expert

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare. 

Her experience in various industries has helped develop both her writing skills and scope of knowledge. She is able to tackle some of these intricacies and relay important information to others who need to make real-life everyday decisions. Her expertise has been featured in many publications including News Hunt 360, HOLR Magazine, DiscoveryBit, and IH Services Inc.

Dorothea Hudson, Insurance and Finance Writer

Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more.

Her passions include writing, music, running, travel, technology, coding, and crypto. She enjoys educating her readers on insurance and providing practical financial advice. Dorothea graduated magna cum laude from the College of Charleston with a B.A. in English. She also was a student abroad at Cambridge University, studying English and creative writing.

Her expertise has been quoted in many award-winning publications including Forbes, GoBankingRates, Real Homes and Yahoo News.